What is Retirement Planning?

Comprehensive retirement planning is a holistic approach to securing your financial future, ensuring you’re prepared for the lifestyle you envision in retirement. At Prosperity Planning, we guide our clients through all aspects of retirement—balancing savings strategies, investment management, tax planning, and income generation.

Our goal is to clearly understand your retirement goals and develop a personalized plan that addresses both your current needs and long-term aspirations. By taking a comprehensive approach, we ensure that you're not only on track to retire comfortably but also have the flexibility to adapt to life's changes along the way. With our support, you can feel confident about your retirement, knowing that every detail has been carefully considered.

You’re in your peak earning years, and you want to use this time wisely to make sure you’re ready for retirement. With such a big life change, you need to know that all the “to do” boxes are checked off.

You may have questions like:

Have I saved enough for the retirement lifestyle I desire?
What investment decisions should I be making?
How do I leverage my benefits package?
When can I drop my life insurance policy?
How do I balance saving with goals like traveling or paying for my kids’ college?
How will I pay for health care or long-term care costs?

You seek a professional you can trust to check off those boxes —someone with the expertise to integrate all the areas of your wealth so you can feel assured that your retirement transition will be a success.

Your Path to Prosperity

1. Data gathering: It’s all about you

Your hopes and dreams. Your worries. What keeps you up at night. We collect your facts and figures, including important details that are often overlooked. We go above and beyond, taking time to understand your personal financial story and values.

2. Financial Preview: Bringing your numbers to life

Together we look at scenarios to envision your future. Our process is highly interactive and visual. What if you retire sooner? Or buy a second home? What happens if markets take a sudden decline? By looking at the possibilities, you can focus on the things you can control—like how much to save or spend, and how to invest wisely. You can have confidence that your financial plan is sustainable, even in a world of uncertainty.

3. Recommendations: We put it in writing

Your Prosperity Planning Blueprint™ summarizes your facts and figures along with the recommendations created just for you. This helps ensure your finances are organized, coordinated, and maximized to meet your most important goals. Your Blueprint is a living document that is updated regularly, so it also serves as an essential reference for you or your loved ones in case of an emergency.

4. Implementation: Making it happen

We guide you every step of the way in implementing your plan. This includes fine-tuning your investment strategy, updating beneficiaries, and much more. We also proactively collaborate with other professionals to update wills and trusts, refinance mortgages, plug insurance gaps, and implement tax-saving strategies.

5. Monitoring: Proactive Updates

An effective plan needs to keep up with a changing economy and life events. We monitor your investments, track your progress, meet with you regularly, and keep your Prosperity Planning Blueprint™ up to date. You also have unlimited access to a CFP® professional for any financial question that arises.

Pre-Retirees

What is Retirement Planning?

You’re in your peak earning years, and you want to use this time wisely to make sure you’re ready for retirement. With such a big life change, you need to know that all the “to do” boxes are checked off.

You may have questions like:

As a fiduciary financial planner and investment advisor in Kansas City, Missouri, we don’t just want you to have a successful retirement—we strive to make it a prosperous one. Our goal is to give you peace of mind that your finances have been thoroughly assessed and optimized.

Your Path to Prosperity

1. Data gathering: It’s all about you

2. Financial Preview: Bringing your numbers to life

3. Recommendations: We put it in writing

4. Implementation: Making it happen

5. Monitoring: Proactive Updates

Are we a good fit?

We provide comprehensive financial planning for high net worth situations. You are a good fit with us if any of the following apply to you:

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Get Started

What does your Prosperity Planning Blueprint™ look like? We offer a complimentary 30-minute call to discuss your situation and how we may be able to help.